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Our Process

Patrick teaches consumers how they can significantly grow their retirement savings while also guaranteeing zero risk of market loss through utilizing an annuity.

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Our History

SMART is the Strategic Movement Around Retirement Taxation and its goal is to limit your postretirement taxation- not your income. 

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Our Values

Patrick Kelly recommends a vehicle to save money that can be pulled out tax-free in retirement:  a permanent life insurance policy.

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